Where your money really is, how it moves and what it turns into

Accounts, cards, instalments, loans and money with friends, in one place. Fernance tells you what you really have, what you owe, to whom and until when.

Coming soon to Google Play Android 14 and up

The Fernance home screen: today’s balance, the next 30 days, net worth and what you owe

Pay for a friend you owe: the debt goes down by itself

What you owe: cards, instalments and loans, with the day you finish paying

The forecast: how the month will end, before it does

How it moves, and what it turns into

A transfer between your accounts stays “in transit” until it arrives, and its fee goes into your bank costs.
Pay for something for a friend you owe money to: your debt to them goes down by itself.
Your credit card is charged the month after, from the right account.

What you owe, to whom and until when

Cards, instalments and loans, with interest: how much is left and the day you finish paying.
Due dates work themselves out: you confirm, move or skip.
The 30-day forecast: if you’re going overdrawn, you know before you get there.

Your data is yours

Fernance doesn’t use the internet: no account, no ads, no analytics.
Lock it with your fingerprint, face or PIN.
“Export everything” to a password-protected file, and the daily automatic backup.

I made Fernance first of all for myself: I wanted to see my whole situation as it really is, and in other apps I couldn’t do it without going mad. Now I use it every day, and I want it to do the same for you.

It’s made in Italy: amounts are in euros, and due dates move with Italian bank holidays.

Is your account, your card or something you need missing? Ask for it with “Write to us” in the app, or write to info@azzertech.it: everything is read and always answered.